Non-custodial escrow gateway

Get paid in crypto and automate your deliveries.

Accept crypto from any wallet and auto-deliver your product as soon as the payment lands on-chain — with a flat 0.75% fee instead of hidden exchange spreads.

Simple for non-devs through the dashboard. Powerful for devs with an API key you can plug into your own backend or SaaS.

Go to dashboard

✓Non-custodial escrow, funds go straight to your wallets

✓Flat 0.75% fee — no subscriptions, no hidden spreads

✓Auto-delivery via dashboard or custom flows with API

✓Customers pay from any wallet or exchange

Generate payment link

How GhostPay works

Four simple steps from payment link to settled funds in your wallet.

1

Create a payment link

Set the price in USD, choose tokens and networks, and point the link to your product or plan.

2

Share it anywhere

Drop the link in your website, checkout, email, DM or SaaS. Customers land on GhostPay checkout.

3

Customer pays from any wallet

They scan a QR or copy the address and send USDT or USDC from Binance, MetaMask, OKX, Trust Wallet or any other wallet.

4

Escrow confirms & you deliver

Once confirmed on-chain, the order is marked paid and you can auto-deliver access, files or licenses.

Security & escrow model

GhostPay is non-custodial. We don't hold your funds or your keys. Customers send crypto to a smart contract, and funds move directly to your merchant wallets on-chain.

No pooled balances or withdrawal delays. There is no "platform balance" you have to withdraw. You receive crypto straight in the wallets you configure.

Designed for privacy-friendly flows. Customers don't need to share card or bank details. They just pay from their wallet; you see the on-chain payment and the order status.

Escrow timeline

1

Customer clicks your GhostPay payment link

2

Checkout shows address, network and exact amount

3

Customer pays from any wallet or supported exchange

4

Smart contract confirms the payment on-chain

5

Order flips to “paid” in your dashboard and via API so you can auto-deliver

Delivery & automation

GhostPay is not just a payment button. It's a delivery engine: configure messages and files per link, or use the API to plug paid orders into your own flows.

Non-dev friendly delivery

For each payment link, configure:

  • •A custom email subject and message per product
  • •Download links to your files (hosted on your site, Drive, Dropbox…) or a pool of license keys
  • •Links to gated content, courses or communities

When the order becomes paid, GhostPay can trigger delivery automatically — no manual checks.

API key for custom flows

Developers can drive everything through a single API key:

  • •Poll or subscribe to orders with status = paid
  • •Connect GhostPay to your own backend or queue
  • •Issue licenses, roles or credits in your app

Simple, transparent pricing

Exchanges often show "0.5% trading fee" but make money on hidden spreads and withdrawal costs, ending up in 1.5-2% real cost. With GhostPay you pay a single 0.75% — and that's it.

Typical exchange flow

Customer buys crypto on an exchange and then sends it to your wallet.

  • •Hidden spread on the trading pair
  • •Possible trading / funding fees
  • •Extra withdrawal fee to send on-chain

Result: customer pays more, you receive less.

GhostPay flow

Customer pays directly on-chain through your GhostPay checkout.

  • •No extra spread added by GhostPay
  • •No withdrawal fee from GhostPay
  • •Smart contract splits: 99.25% to you and 0.75% to GhostPay

Result: transparent cost, funds go straight to your wallets.

Platform fee

0.75%

Per successful, settled payment. Charged automatically when confirmed on-chain.

No subscription

$0

No monthly plans, setup fees or withdrawal charges. You only pay when you get paid.

No hidden spreads, no locked balances. What you see is what you pay.

Referral program

Refer merchants to GhostPay and share the upside. When they process real volume, you earn 50% of GhostPay's net platform fees on their payments.

  • •You bring a merchant that starts using GhostPay.
  • •On each successful payment, GhostPay charges a 0.75% fee.
  • •You receive 50% of that fee for the merchants you referred.

Payouts and tracking handled directly with our team. No dashboards, just a clear deal.

Want to refer merchants?

Contact us with your idea or the merchants you'd like to refer.

support@ghostpay.cloud

FAQ

How do fees work?▼
GhostPay charges a flat 0.75% per successful payment. There are no subscriptions, withdrawal fees or FX spreads added on top.
Which networks and tokens are supported today?▼
GhostPay accepts the two most widely used stablecoins — USDT and USDC — on BSC (BEP20), Ethereum (ERC20) and Tron (TRC20). Your customers pay in stable value and you receive stable value: no volatility between checkout and settlement.
Why stablecoins only?▼
Because GhostPay focuses on reliability and low friction. Stablecoins are what customers actually pay with: prices stay predictable, refunds and accounting are simple, and there is no exchange-rate risk while a payment confirms. USDT and USDC on BSC, Ethereum and Tron cover the most liquid rails in crypto payments.
Are you working on BTC and LTC support?▼
Yes. We are actively researching escrow-style flows and non-custodial patterns so you can plug BTC and LTC into the same payment experience.
Can I request other networks or tokens?▼
If you need specific rails for real volume, reach out to us. We prioritize networks and tokens with healthy liquidity, reasonable fees and clear demand.
How do I receive payments?▼
In the dashboard you configure one or more merchant wallets by token and network. When a payment is confirmed, funds go straight to those addresses.
Do I need to be a developer to use GhostPay?▼
No. You can create payment links and deliver products directly from the dashboard. If you are a developer, you also get an API key to integrate GhostPay into your own backend.
What happens if the order expires or something goes wrong?▼
Expired or mismatched payments are clearly flagged in the dashboard. You keep full control over the funds that reached your wallets.